How to pay with USDT (step-by-step)

A practical, step-by-step guide to paying with USDT: what to check, how the payment flow works, and how to confirm the payment using TXID.

Paying with USDT is usually just a crypto transfer: you send USDT to a merchant’s address, confirm the amount, and keep the transaction details as your “receipt”. The only part that truly matters is matching what the merchant provided—especially the network and the recipient address.

Before you pay: what to check (takes 10 seconds)

When a store says “pay with USDT”, they should give you one of these:

• An address.

• A QR code.

• A payment link that opens the wallet.

And ideally they specify the network (for example, TON, TRON, or Solana). The network must match on both sides—this is the most common reason payments don’t arrive.

Crypto transfers are usually irreversible. Before confirming, always double-check the network, recipient address, and amount.

Step-by-step: paying with USDT in MyTonWallet

1

Open MyTonWallet.

2

Start a transfer (Send).

3

Add the recipient:

• If you have an address, paste it.

• If you have a QR code, scan it.

• If you have a payment link, open it in MyTonWallet.

4

Select USDT and make sure the network matches what the merchant requested.

5

Review the amount and the recipient one more time, then confirm the payment.

The most common mistakes (and how to avoid them)

• Wrong network: USDT exists on multiple networks. Always use the same network the merchant provided.

• Wrong address: If you copy/paste, make sure the beginning and end of the address match. If you scan a QR, still verify the recipient address before confirming.

• Missing memo/tag: Some services require a memo/tag for deposits. If the merchant shows one, you must include it.

After you pay: how to confirm and prove the payment (TXID)

Once you’ve sent the payment, you can confirm it in a blockchain explorer. The explorer shows the full details: status, time, sender/recipient, fee, and the TXID (transaction ID / hash). If a merchant asks for proof, sending the TXID (or the explorer link) is usually enough.

Useful links:

• What is USDT? Why do people use it?.

• How to make a transfer?.

• How to find my Transaction ID (TXID)?.

• What is a Transaction ID (TXID)?.

• What is a blockchain explorer? How do you use it?.

• What should I do if the transfer has failed?.

If a store supports MyTonWallet Pay

Some stores support a smoother “checkout-style” flow via MyTonWallet Pay: you open the payment request in MyTonWallet, verify the details, and confirm—no manual copy/paste needed.