# How to withdraw crypto to a card or a bank account?

You can cash out directly in **MyTonWallet** via the built-in **MoonPay Off-Ramp** (where available), or use a centralized exchange if your country isn’t supported.

### :credit\_card: Withdraw with MoonPay (built-in)

1. Open the **Wallet** tab.
2. Hold **Send/Sell** → tap **Sell**.
3. Select a token, enter the amount, choose your fiat currency, and complete checkout.
4. Funds are processed by **MoonPay** to your card/bank per their flow and supported regions.

{% hint style="info" %}
**MoonPay Off-Ramp** availability depends on your country. If you don’t see it, check MoonPay’s **unsupported countries** list.
{% endhint %}

### :office: Alternative: use a centralized exchange

If off-ramp isn’t available, you can still withdraw via exchanges like **Binance**, **OKX**, **Bybit**, or others:

1. Create and verify an exchange account (KYC).
2. From **MyTonWallet**, send crypto to your exchange deposit address (include memo/tag if required).
3. On the exchange, sell to fiat or P2P, then withdraw to your bank or card.

### :bulb: Tips

* Compare provider fees and rates before confirming.
* Enable 2FA on any exchange account.
* Follow local regulations and tax rules.


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